퇴직연금, 단기성 아니다…"노후소득 중심 축 재정립"

As public pension systems face sustainability challenges due to demographic shifts, the strategic importance of Retirement Pension is rising as a primary pillar for long-term financial security. Redesigning the system to prioritize consistent annuitization over lump-sum withdrawals is crucial for bridging the gap in income replacement for an aging population.