기업은행, NIM 사수한 '본업 체력'…2Q 첫 분기배당 관전 포인트

IBK maintains net interest margins despite won-dollar volatility, demonstrating resilient core banking performance despite near-term headwinds. The bank's entry into quarterly dividends represents a significant shift in shareholder return policy that tests the balance between capital distribution and regulatory capital ratios. This move reflects management's confidence in SME lending dominance and signals expectations for improved capital efficiency in Korea's policy banking sector.