[사장님 대출 환승시대]② 플랫폼 vs 은행…시장 우위 선점할 요인

South Korea's newly launched credit loan refinancing service is triggering a fierce ecosystem battle between fintech platforms and traditional banks. While banks execute the actual loans, platforms control the crucial first customer touchpoint through price comparison—making initial customer acquisition the real competitive battleground. Whoever secures small business owner relationships first will likely dominate the downstream financial services ecosystem and associated revenue streams.