[생보 대출 익스포저]⑤ NH농협생명, 대체투자 무게…부실 부담 덜았다

NH농협생명's strategic shift toward alternative investments, particularly in real estate project financing and infrastructure assets, reflects an effort to manage loan exposure while maintaining industry-leading solvency levels. By concentrating corporate loans in stable cash-flow assets rather than traditional credit exposure, the insurer balances growth with prudent risk management. This approach has proven effective, sustaining top-tier K-ICS solvency ratios despite rising market interest rates.