[자본규제 완화 임팩트]② 신한금융, CET1 20bp 상승 점친 까닭

Shinhan Financial stands to gain significant capital relief through regulatory easing, with an estimated 20bp+ improvement in CET1 ratio, enabling the group to absorb RWA growth while expanding productive finance into corporate lending and emerging sectors. This regulatory shift reflects authorities' policy to redirect banking capital from real estate lending toward more productive investments in corporate finance and emerging industries. The capital relief becomes crucial for Shinhan to balance capital stability with growth allocation as non-banking business expansion and investment banking increase RWA intensity.