은행 74조·보험 24조 푼다…'생산적 금융'행 자본규제 혁신 보니

South Korea's regulatory overhaul frees up approximately 99 trillion won in capital for financial institutions to reallocate toward productive sectors—companies, strategic industries, and infrastructure—rather than real estate. This systemic reform reduces compliance burden on banks and insurers while fundamentally restructuring how capital regulations shape lending behavior toward growth-oriented sectors. The policy serves as a critical lever to redirect financial resources away from property-driven markets toward sectors with higher economic multiplier effects, addressing economic recovery priorities.