우리은행, 내부등급법 RWA 비율 70% 상회…'조기달성' 공식 보니

Woori Bank has achieved its 70% RWA ratio target two years ahead of Basel III's 2027 deadline, signaling a strategic shift from asset-focused growth to capital-efficient operations. By restructuring its portfolio toward higher-yield, lower-risk assets while maintaining profitability, the bank has minimized future regulatory compliance burden compared to competitors. This proactive approach demonstrates how effective risk management and portfolio optimization can strengthen capital adequacy without compromising earnings.