우리금융, 내부등급법 손질…新신용평가 최종 좌표도 '생산적 금융'

Woori Financial Group's overhaul of its credit risk assessment system marks a significant structural shift toward 'productive finance,' redirecting lending from real estate and consumer credit to future industries and innovation-focused enterprises. The modernization of industry classification frameworks is essential as traditional sector definitions fail to capture emerging business models in platform and fintech sectors, directly impacting risk detection accuracy. This regulatory and operational transformation demonstrates how financial institutions are operationalizing government policy goals while upgrading their risk management infrastructure to handle increasingly complex business landscapes.