롯데손해보험, K-ICS 160% 육박…향후 과제는 기본자본 구조 개선

While LOTTE Insurance's overall K-ICS ratio shows quantitative stability, the continuous decline in Core Capital highlights a critical need for structural qualitative improvement under the IFRS17 framework. This situation underscores the industry-wide challenge of balancing regulatory capital requirements with actual loss-absorption capacity, potentially influencing future capital injection strategies by major shareholders like JKL Partners.