국민은행, 생산적금융 확장…6000억 수혈로 지역균형 발전까지

This partnership demonstrates how major banks leverage guarantee mechanisms to expand capital access for underserved regional markets. By structuring differential support rates favoring non-Seoul businesses, the initiative addresses geographic economic disparities while improving capital efficiency through RWA optimization. The integration of non-financial services (ESG consulting, startup incubation) signals a shift toward ecosystem-based productive finance beyond transactional lending.