현대해상, 기본자본 K-ICS 8.4%p 회복…관건은 장기보험 기여

Hyundai Marine & Fire improved its K-ICS ratio by 8.4 percentage points, demonstrating enhanced capital management and financial resilience. This improvement reflects strategic expansion of long-term insurance products and effective interest rate risk mitigation, signaling the success of profitability-focused portfolio restructuring in a low-rate environment. The company now maintains capital adequacy levels comparable to major competitors, strengthening its loss absorption capacity.