하나금융, 호실적에 CET1 13% 사수…주주환원 50% 가시화

Hana Financial Group achieved strong Q1 earnings while defending its core capital (CET1) ratio above 13% despite currency headwinds and rising regulatory requirements, signaling resilience in Korea's banking sector. The improvement in net interest margins combined with explosive growth in fee-generating businesses—particularly wealth management and brokerage—demonstrates how traditional banks can boost profitability through diversified revenue streams. Accelerated shareholder return programs targeting 50% payout ratio reflect confident capital management and positioning for sustained competitive advantage.