우리카드, 1Q 순익 440억…수익성·건전성 동반 개선

Woori Card's Q1 earnings surge and improved credit metrics demonstrate the strategic value of expanding proprietary payment networks to enhance margins and reduce payment gateway dependencies. By growing its own merchant infrastructure and branded card footprint, the company achieves both cost efficiency and insulation from external payment processing fee volatility. This shift toward in-house payment infrastructure is a critical competitive advantage in Korea's fintech-driven payment market.