언어치료 둔갑에 과잉 논란…실손 비급여 관리 사각지대

Systematic document falsification and unnecessary treatments in non-covered speech therapy services are driving insurance payouts upward, creating a cost spiral that raises premiums for all policyholders. The absence of clear treatment standards and coverage protocols has created a regulatory blind spot where financial incentives override medical necessity. Immediate policy intervention establishing objective coverage criteria and treatment guidelines is essential to prevent further abuse and control healthcare costs.