국회, '메리츠 방지법' 논의…홈플러스 잔혹사 해소될까

Lawmakers are responding to a critical market dysfunction where securities firms abuse their financial licenses for predatory lending, exemplified by Meritiz Securities' 11-13% effective interest rates on Homepluss loans. Unlike traditional public-sector restructuring led by national development banks, private capital pursuit has converted corporate bailouts into profit-extraction schemes that undermine recovery efforts. The proposed 'Meritiz Prevention Act' aims to restore capital markets' public function and prevent such financial predation.