흥국화재, 기업대출 3700억 줄었다…무게추는 개인대출로, 왜

Heungkuk Fire Insurance's corporate loan portfolio contracted significantly (down 20%) while residential mortgage exposure expanded, primarily due to natural maturity-driven redemptions rather than strategic deleveraging. With nearly 46% of total loans concentrated in real estate-related sectors and non-performing loans rising despite limited provision increases, the insurer's future credit quality is heavily dependent on real estate market recovery.