홍콩ELS 과징금, 금융위 문턱서 재산정…과징금 대폭 깎이나

The Hong Kong ELS penalty reassessment case is establishing critical precedent for enforcement under South Korea's Financial Consumer Protection Act. The proposed reduction from 1.4 trillion won to 500-700 billion won raises fundamental questions about balancing self-compensation efforts against consumer protection principles. This decision will directly impact future standards for large-scale misconduct penalties and regulatory predictability in financial supervision.