토스뱅크, '금융사기 예방' 전면에…신종 사기 56% '주의보'

New financial scams are increasingly mimicking legitimate transactions and exploiting consumer trust before requesting money, making them harder to detect than traditional voice phishing or investment fraud. Toss Bank and financial institutions are shifting from reactive fraud response to proactive fraud detection and consumer education, while regulators are strengthening information sharing among financial companies, telecom providers, and law enforcement. This industry-wide shift reflects a critical realization that fraud prevention can no longer depend solely on individual vigilance.