​카카오페이, 가맹점 10곳 중 9.5곳 투입…오프라인 '톱' 전략은

Kakao Pay is evolving from a digital wallet into an Agentic AI-driven payment ecosystem, challenging traditional credit card dominance in the offline market. By joining global standards like the x402 Foundation and leveraging massive user data, it aims to redefine commerce through seamless, hyper-personalized financial experiences.