중증 보장 키운 5세대 실손 출격…무엇이 달라지나

The launch of 5th Generation Indemnity Insurance signifies a strategic shift to stabilize the private insurance market by addressing systemic inefficiencies and moral hazards related to over-treatment. By decoupling non-essential services and strengthening coverage for critical and essential healthcare, it offers a sustainable model that significantly lowers the financial burden for the majority of responsible policyholders.