인터넷뱅크 순익 45% '껑충'…시중은행 성장곡선과 갈린 포인트

Internet banks are successfully decoupling from the broader banking sector's stagnation by balancing aggressive loan expansion with improved credit risk management. This trend signals a transition from simple scale-up to a mature phase of qualitative profitability, establishing them as formidable competitors to traditional commercial banks.