인슈어AI에 쏠린 눈…보험업계 패러다임 전환 공식은

The insurance industry is undergoing a paradigm shift from reactive compensation models to proactive risk prevention, powered by AI video agent technology. This transformation enables insurers to detect hazards in real-time and adjust underwriting practices based on actual prevention efforts rather than historical claims data, potentially reducing insurance premiums by 15-30%. However, regulatory clarity on data privacy and liability attribution is critical for widespread adoption.