"은퇴 직전 손실은 재앙" NH아문디운용의 'TDF 해법' [현장+]

This article emphasizes the critical importance of glide path design and active portfolio management in Korea's retirement pension market, beyond simple product lineups. The key insight is that investment losses near retirement—when the portfolio is largest and recovery time shortest—can cause permanent wealth damage; therefore, risk management through strategic asset allocation matters more than chasing high returns. Additionally, Korean equity markets are expanding opportunities beyond semiconductors into AI-related industries, reindustrialization, and corporate governance reform, offering diversified growth prospects for long-term retirement portfolios.