월켐저축家 장남 손대희 '합격점' 받나…순익 240%대 고공 성장

Welcome Savings Bank's 247% surge in Q1 net profit demonstrates how traditional financial institutions are adapting to slowing core business growth through aggressive cost management and digital transformation. The new CEO's strategic focus on AI and data-driven operations signals the broader industry shift toward digital banking to remain competitive amid fintech disruption.