우리금융캐피탈, 오토금융 중심 포트폴리오 재편…과제는 조달·건전성 관리

Woori Financial Capital successfully maintained its AA- credit rating while restructuring its portfolio toward higher-margin auto finance and improving profitability, with Q1 ROA reaching 1.3%. However, rising bond yields are increasing funding costs and threatening future earnings, while the company must carefully manage competitive pressures and asset quality deterioration to sustain growth.