[생산적 전환 루트]① KB, 20조 투트랙 운용…기업금융 새 공식

KB Financial Group is pivoting its growth engine from household loans to a comprehensive corporate finance model that integrates lending and investment across all subsidiaries. This strategic shift aims to secure long-term revenue by supporting the entire corporate lifecycle while maximizing capital efficiency through rigorous RWA and RoRWA management. It marks a significant transition in the banking industry where non-bank synergies and capital-efficient corporate banking become the primary drivers of sustainable growth.