브라질의 Pix 결제 시스템, Visa와 Mastercard의 압박에 직면

Pix has fundamentally restructured Brazil's financial ecosystem by achieving near-universal adoption and displacing traditional credit card networks with significantly lower fees. This shift highlights a growing global trend where state-led digital infrastructures challenge the long-standing dominance of private multinational payment giants, sparking significant trade and geopolitical tensions.