부산은행, 중기 M&A에 힘 싣기…1.2% 연체율 낮출 방책은

Busan Bank's M&A financing program shifts from survival-mode lending to growth-stage support, helping struggling SMEs transition to new owners while reducing acquisition risk through layered guarantees and government subsidies. By leveraging excess lending capacity combined with credit guarantees and state co-funding, the bank creates a sustainable model where regional financial growth and community economic resilience reinforce each other. This public-private partnership addresses a systemic problem—business succession gaps—while enabling the bank to deepen customer relationships and expand its enterprise finance portfolio.