[밸류업 2라운드]② 신한금융, ROE연동 산식 차별화…지속가능성 초점

Shinhan Financial's transition to a ROE-linked, formula-based shareholder return policy represents a strategic evolution in Korean financial sector competition—moving from static targets to dynamic models that balance growth and capital management. This approach is significant because it demonstrates how financial institutions can sustain higher shareholder returns while maintaining capital buffers and funding growth, potentially setting a new industry standard. Investors should watch whether execution matches ambition, particularly as capital constraints (CET1 ratio pressures) test the model's viability.