[디깅노트] 차량 5부제 보험 특약, 검증 인프라 공백에 '공회전'

South Korea's vehicle 5-day restriction insurance discount program launched without complete verification infrastructure, creating a critical mismatch between policy timeline and technical readiness. Insurance companies face mounting operational costs while consumers receive modest incentives (2% discount), threatening the program's financial viability and ability to track ESG impact. This reveals why policy design must align technical capabilities with deployment schedules before launch.