[디깅노트] 은행권 승계금융 첫발…선결과제는 '인프라'

Korea faces growing SME succession challenges as founder demographics age and successors remain scarce—a trend that domestic banks now view as a new business opportunity combining tax advisory, legal support, and acquisition financing. However, successful implementation of employee buyouts (EBO/MBO) requires systemic coordination among government policy, policy banks, and private financial institutions to address structural barriers including tax treatment, guarantee frameworks, and trusted matching platforms. Without comprehensive infrastructure similar to Germany's NeXt Change or Japan's Business Succession Support Centers, the banking sector's market entry risks remaining limited in scope and impact.