[데스크시각] 망분리 해제 앞둔 금융권…하인리히 법칙 되새길 때

Financial institutions are abandoning a 13-year-old network segregation regulation to enable AI and SaaS adoption, but this shift coincides with increasingly sophisticated cyberattacks including AI-generated deepfakes and voice cloning that bypass traditional perimeter defenses. This regulatory relaxation requires a fundamental shift from physical network barriers to advanced AI-driven security capabilities, creating substantial risks if not accompanied by robust technical and governance measures. The article invokes Heinrich's Law—suggesting that major catastrophes are preceded by multiple minor incidents—to stress that regulators and CEOs must establish clear accountability structures and enhanced security frameworks before a catastrophic breach occurs.