From Your Health to Your Wallet: OpenAI's Expanding Personal Data Footprint

OpenAI is rapidly expanding its personal data collection pipeline, moving from health records to comprehensive financial information accessible through ChatGPT's new Plaid integration. While the feature offers practical tools like spending dashboards and personalized advice, critical questions remain unanswered about how long financial data persists, what commercial value OpenAI extracts from detailed financial profiles, and what safeguards exist against security breaches or future business model changes.