OK저축은행, 체질전환 성과 가시화…신용등급 전망 '긍정적'

The positive credit rating outlook for OK Savings Bank highlights a successful structural transformation driven by aggressive risk management, notably halving its real estate PF loans. This turnaround serves as a crucial benchmark for the broader financial sector, demonstrating that proactive NPL resolution and robust capital adequacy—maintaining a strong BIS ratio despite massive dividends—are key to recovering profitability and market trust.