KDB생명 인수전 의사 밝힌 생보 빅3, '소극적' 행보 점친 까닭

Korea's major insurers are participating in KDB Life's preliminary bidding as cautious market reconnaissance rather than serious acquisition intent, reflecting structural challenges in the insurance consolidation trend. Declining profitability metrics and persistent capital burden requirements indicate that even industry leaders view the deal as value-destructive without significant operational transformation, signaling a shift toward more selective and fundamentals-driven consolidation in Korea's financial sector.