KB국민카드, 1분기 순익 1075억…건전성 관리 효과 '뚜렷'

KB Kookmin Card's significant profit growth highlights a strategic shift toward capital efficiency and proactive risk management, effectively countering economic volatility. The expansion of KB Pay to 9.1 million users and the integration of AI management systems underscore the industry's transition toward digital-first, data-driven qualitative growth.