AI로 진단서까지 바꾼다…보험사기 진화, 대응은 '데이터 전쟁'

Generative AI is rapidly enabling sophisticated insurance fraud that renders traditional detection methods obsolete, as criminals create perfectly forged documents indistinguishable from originals. In response, South Korean financial authorities are shifting toward a data-integrated, AI-powered detection ecosystem emphasizing real-time cross-institutional verification and anomaly detection. This represents a critical turning point where combating AI-driven financial crimes requires not just counter-AI technology, but systemic data collaboration among public and private institutions.