한화생명GA, 설계사 4만명 눈앞…'초대형 플랫폼' 경쟁 점화

Hanwha Life GA's expansion toward 40,000 agents represents a pivotal shift in Korean insurance distribution—from exclusive, single-carrier channels to independent, multi-product platforms. This structural transformation amplifies platform negotiating power while intensifying competitive pressure and raising industry-wide standards for agent productivity and consumer protection.