[저축은행 매물 포인트]③ 대원, 구원투수는 핀다…초점은 '라이선스'

This marks the first Korean fintech company's acquisition of a savings bank, signaling a strategic shift from intermediation to direct financial services. Pinda's acquisition targets the banking license itself—a scarce and valuable regulatory asset—rather than operational assets, revealing how regulatory barriers create competitive advantages. The deal could combine fintech's technological capabilities with traditional banking operations to better serve underbanked consumers.