이동철 여신협회장 3년 임기 시작…'현장 중심' 리더십 가동

South Korea's credit finance industry faces structural pressure from declining profitability in cards and capital sectors. The new association chairman's strategy emphasizes digital and AI-driven transformation to position card companies as comprehensive financial platforms and promote emerging services like stablecoins. This initiative reflects the industry's critical need to innovate through regulatory reforms and technological advancement to remain competitive in Korea's rapidly digitalizing financial landscape.