[은행 NIM 전략]③ 하나 핵심예금 94兆…조달비용 낮춘 성과 '빛'

Hana Bank demonstrated a strategic recovery in NIM by aggressively expanding low-cost core deposits and MMDA through strengthened corporate banking relationships. This approach highlights the importance of securing transactional liquidity, such as CMS and payroll transfers, to stabilize profit margins during periods of declining interest rates.