[생산적 전환 루트]② 신한금융 기업대출 3%↑…진옥동표 선구안 표본

Shinhan Financial is fundamentally restructuring corporate lending from collateral-based assessments to growth-potential evaluation, integrating industry ecosystem analysis and technology capability into credit decisions. This institutional shift signals easier capital access for Korean startups and tech innovators, potentially reshaping the venture funding landscape. The bank's balanced approach of maintaining stringent risk management while expanding productive finance demonstrates how legacy financial institutions are adapting to support innovation-driven growth.