미래에셋생명, 건강보험 중심 재편…CSM 질 개선 '뚜렷'

Mirae Asset Life's strategic pivot toward health insurance is improving contract service margin (CSM) quality while driving strong profitability. The portfolio restructuring delivered a 72.7% surge in Q1 pre-tax earnings, with new contract CSM and APE growing simultaneously, creating a sustainable quality-focused business model. This reflects the insurance industry's shift from volume-driven growth to sustainable profitability, signaling stronger long-term financial resilience.